Service

Credit Monitoring Services

Stay ahead of fraud, errors, and score changes. We watch all three credit bureaus around the clock — so you always know exactly what's on your report and why.

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What's Included

Comprehensive protection, around the clock

Real-Time Alerts

Instant notifications the moment something changes on any of your three credit reports — new accounts, hard inquiries, balance changes, or late payment flags.

Identity Theft Protection

24/7 surveillance for signs of fraudulent activity. We detect suspicious patterns early so you can act before damage spreads.

Score Tracking

Monitor your credit score movement in real time. Understand exactly what's driving changes — up or down — and what to do about it.

Error & Dispute Detection

Credit report errors affect 1 in 5 consumers. Our monitoring catches inaccuracies automatically and flags them for dispute.

3-Bureau Coverage

We monitor Experian, TransUnion, and Equifax simultaneously — because not all lenders report to all three.

Continuous Scanning

Reports are scanned around the clock, not just monthly. You get visibility the moment something changes.

How It Works

Simple setup. Continuous protection.

01

Enrollment

We set up monitoring across all three major bureaus using your verified identity.

02

Continuous Scanning

Your reports are scanned around the clock for changes, new accounts, and suspicious activity.

03

Instant Alerts

You receive clear, actionable alerts when anything important changes — no jargon.

04

Expert Review

Our team reviews flagged items with you and recommends next steps or dispute actions.

Pricing

Monitoring included in every plan

Credit monitoring is built into every Hillsides Estates plan — because staying protected is part of every recovery journey.

Essential

$300

retainer + $29.99/mo

  • 3-Bureau Monitoring
  • Score Tracking
  • Alert Notifications
  • Monthly Report Review
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Professional

$800

retainer + $29.99/mo

  • Everything in Essential
  • Priority Alert Response
  • Fraud Dispute Support
  • Bi-Weekly Check-Ins
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Enterprise

$2,000

retainer + $29.99/mo

  • Everything in Professional
  • Dedicated Advisor
  • Real-Time Escalations
  • Full Dispute Management
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FAQ

Common questions

Which credit bureaus do you monitor?

We monitor all three major bureaus — Experian, TransUnion, and Equifax — simultaneously and continuously.

How quickly will I be notified of changes?

Alerts are sent in real time, typically within minutes of a change being reported to the bureaus.

What happens if an error is found?

Our team reviews the flagged item with you and drafts dispute letters to the relevant bureau on your behalf (included in Professional and Enterprise plans).

Is monitoring included in all plans?

Yes. Credit monitoring is included in every Hillsides Estates plan as part of our core service commitment.

Can monitoring help improve my score?

Monitoring itself doesn't change your score — but catching errors and disputing them promptly can lead to significant improvements. Many clients see 20–50 point gains from error removal alone.

Ready to stay protected?

Schedule a free consultation and we'll set up comprehensive monitoring for your credit profile.